Annual Conference speaker

David Geale, Director of Retail Banking & Payments Supervision, Financial Conduct Authority

David is the Director of Retail Banking and Payments Supervision at the Financial Conduct Authority. He is responsible for the supervision of the largest retail banking groups and payment services institutions in the UK. Prior to this role David was the Director of Policy, with responsibility for policy development across a wide range of areas both retail and wholesale, and oversight of the FCA’s Innovation Hub.

David has worked in regulation at the FCA (and its predecessor the FSA) for more than 14 years, spanning several different roles in both Policy and Supervision, including Head of Savings, Investment and Distribution Policy. During his time at the FCA, he has been involved in leading and delivering a number of large scale initiatives including the Retail Distribution Review and more recently the development of the Senior Managers and Certification regime. He has also recently overseen the launch of the organisation’s Innovation Hub.


Outside of the regulator, David is Chair of G20/OECD Task Force on Financial Consumer Protection. Prior to joining the regulator, he worked in the financial services industry for 10 years gaining experience in banking, financial advice and mortgages.

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